Atlas James Construction & Fabrication now provides financing options to those in need of assistance.* We offer convenient monthly payment options for your project through Hearth. Customers can now review options to personalize their payment plan without affecting their credit scores. To apply, please click the banner below or contact us directly for more information.

*Upon Approved Credit

Hearth helps you find monthly payments for your project.

Rates in under 2 minutes

Review your rates from over a dozen
lenders through Hearth’s quick and secure
application without affecting your credit

Get your money fast

Loans typically fund in 1-5 business days. If
approved, Hearth’s lending partners can
deposit cash into your account as soon as
24 hours.†

No home equity required

Loans and crediting options are offered to credit worthiness regardless of home ownership.

Easy monthly payments

No surprises. Personal loans through
Hearth’s lending partners have fixed rates
and terms. You’ll know your monthly
payment upfront. ‡

No prepayment penalties

There are no fees for paying off your loan
sooner, saving you time and money.

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
† Funding can be as soon as 24 hours and takes 3-5 days on average.
† 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.
‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not
accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.

See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

Find convenient monthly payment options for your project.

See your personalized payment plans without affecting your credit score now.